Original Title 原标题 5 Ways To Create High-Paying, Passive Income In 2024
If you've been searching for ways to increase your finances in addition to your salary lately, you might have come across the term, "passive income," and wondered what exactly that entails.
如果你最近一直在寻找工资之外的增加收入的方法，你可能会遇到这个词组——被动收入，并想知道被动收入具体是什么。
Sure, it sounds attractive, right? The very idea of being one's own boss and not needing to spend too much mental or physical energy doing work, while making unlimited money, is every professional's dream—especially if you hate your job.
当然，听起来很有吸引力，对吧？自己当老板，工作不需要花费太多的脑力和体力，同时还能挣到无限的金钱，这是每个职业人士的梦想——尤其是在你讨厌自己的工作的情况下。
However, before jumping into how you can earn passive income and what passive income ideas are available for you to explore, it's essential to define what is meant by the term "passive income" and exactly what effort is involved.
然而，在进入如何赚取被动收入以及有哪些被动收入的想法可供你探索之前，有必要先明确 "被动收入 "一词的含义，以及究竟需要付出哪些努力。
What Is Passive Income?
什么是被动收入？
Passive income occurs when you are making money from a venture, with minimal active involvement or ongoing effort on a daily basis. This affords many significant advantages, such as:
被动收入指的是，你每天只需要投入极少的主动参与或持续努力，就能从一项事业中赚钱。被动收入有很多优势，例如：
•Being able to have greater control over your time and energy
对自己的时间和精力有更多的掌控
•Enhanced wellbeing and mental healt
增强幸福感和精神健康
Time to focus on building other larger-scale business ventures or explore other career opportunities
有时间专注于建立其他更大规模的事业或探索其他职业机会
•Financial security and stability that leads to wealth-building for you and your family
财务安全和稳定能为你和你的家庭创造财富
•Risk diversification through having multiple income streams
通过拥有多种收入流让你的风险多样化
Passive income side hustles or business ventures typically tend to have the key characteristic of scalability, which means, with some research and using the right tools, you can dramatically increase your earnings without a proportionate increase in effort.
通常上，被动收入的副业或创业项目的关键特征是具有可扩展性，这意味着，通过一些研究和使用正确的工具，你可以大幅度地增加你的收入而不需要增加相应努力。
10+ Passive Income Ideas
10多个被动收入的点子
For ideas on what high-paying passive income side hustles might work for you, you could consider any of the following as falling into the "passive income" category:
哪些点子适合作为你的被动收入副业？你可以参考下列的“被动收入”目录：
Real estate investing 房地产投资
Buying dividend stocks 购买分红股票
Airbnb rentals and experiences Airbnb 租赁和体验
High-value item rentals高价值物品租赁
Writing and publishing a book写作和出版书籍
Blogging and vlogging写博客和发视频播客
Creating a course课程开发
Enabling ads on your YouTube channel and X account (formerly Twitter) if you meet their threshold requirements 如果你的社交媒体账号达到开通广告门槛，你就开通广告
Selling printables and digital art on platforms such as Etsy 在交易平台上销售印刷艺术和数码艺术
Stock photography 图库
Affiliate marketing 联盟营销
and loads more 其它更多
How To Create Passive Income In 2024
如何创造被动收入？
The problem is, many people have the ideas, but they are overwhelmed with them and don't know where to start.
问题是，很多人都有创造被动收入的点子，但是他们都只是在想却不知道从哪里开始。
For the purposes of this article, it would not be possible to go into detail about everything one needs to know to begin and launch their high-paying passive income streams, especially as the steps are obviously different for each venture, and can vary depending on your current circumstances, financial situation, and background.
本文的目的并不是、也不可能详细地介绍如何开始和启动高薪被动收入流所需了解的一切，特别是由于每个项目的步骤是明星不同的，而且可能因为你的当前情况、财务状况和背景而出现不一样。
However, there are a few essential, high-level steps you can take to build passive income that generates enough for you to even consider leaving your job:
然而，有一些必要的、高水平的步骤需要你在建立被动收入时采用，这些被动收入创造的收益甚至能让你考虑离开现在的工作。
1. Pick Your Idea
选定你的点子
First, you'll need to pick an idea. This might seem simple, but believe it or not, this is one of the most difficult phases for most professionals seeking to leverage their skills to build passive income, especially if you are multi-talented, as there is so much to choose from, as is evident from the list above.
首先你要选定一个点子。这看起来很简单，但不管你信不信，这个是大部分专业人士试图利用他们的技能创造被动收入的最困难阶段之一，特别是你有多种才能时，你有太多的选择，这一点从上面的清单就可以看出。
To simplify things, it's best to pick the idea that resonates with you the most, comes most naturally to you, and requires the least personal effort and financial expense, especially if you are short on cash and have little spare time.
为了简化事情，最好选择最能与你产生共鸣，对你最为自然的，并且你能用最少的个人努力和财务支出的点子，特别是在你缺少资金和空余时间不多的情况下。
2. Research
研究
Second, you'll need to research it to understand what you need to get your passive income side hustle venture set up. You'll want to know if you're required to gain any extra qualifications, licences, or complete any preliminary steps to set up.
第二，你需要对该点子进行研究，知道建立你的被动收入副业所需要的条件。你要知道你是否需要拿到额外的资格、证书，或者是否需要完成的任何前提步骤才能去做。
This phase is extremely critical to your success, as it can make or break the future of your passive income venture.
这一阶段对你的成功极为关键，它可能让你的被动收入事业得到实现或突破。
3. Choose The Right Model And Outsource For Passive Income
为你的被动收入选择正确的模式和外包服务
In tandem with your research, you should look into the most cost-effective software and means of making your idea truly passive, so that you don't need to be present from day to day involved in the operations. For example, if you decide to invest in property, you might opt for using a crowd-investing approach or use a property manager to handle the day-to-day, so you're removed from the daily operations.
在你进行研究的同时，你应该寻找最具成本效益的软件和方法，使你的想法成为真正的“被动的”，这样你就不需要每天都参与运营。例如，如果你决定投资房地产，你可以选择使用大众投资的方式，或者使用房地产经理来处理日常事务，这样你就可以从日常运营中抽身出来。
4. Set Up The Infrastructure
建立基础设施
Next, you'll need to set up the infrastructure. That means creating automations and an entire plan for how each step in the process would be carried out with the least involvement from you.
接下来，你将需要建立基础设施。这意味着创造自动化和一整套计划，目的是为了在你最少参与的情况下，产生被动收入过程中的每一步都能运作。
For example, for an online course, you might decide to create a highly-optimized landing page, which funnels your prospects into a free session leading to your course. You would also want to include automated emails for every type of scenario possible, so you're not losing any opportunities or any money.
例如一个在线课程，你可能会决定创建一个高度优化的登陆页面，将你的潜在客户导入一个免费课程，从而进入你的课程。您还可以为每一种可能的情况添加自动电子邮件，从而让你不会失去任何机会或金钱。
5. Reinvest For More Passive Income
为更多的被动收入而再投资
Last but not least, don't forget to diversify your passive income streams. While being able to have the option to work your full-time job (or not) is the goal, you should not rely on a sole source of passive income, because you are then left vulnerable to market changes and could potentially end up in a worse position than if you were to remain working in a 9-5.
最后并且很重要的一点，不要忘记让你的被动收入流多样化。虽然能够选择从事全职工作（或不从事全职工作）是你的目标，但你不应该依赖唯一的被动收入源，这样做的话，你就很容易受到市场变化的影响，最终可能会陷入比朝九晚五的工作更糟糕的境地。
As your side hustle (or full-time venture) kicks off, reinvest a portion of the funds into your next passive income idea.
随着你的副业（或全职投资）开始，把你的资金的一部分去再次投资到你下一个被动收入点子里。
Repeat this pattern each time your passive income idea, and you'll find yourself the master of your own career, personal finances, and wellbeing.
每次你有了被动收入的点子就重复这个模式，你将会发现你成了自己职业生涯、个人财务和幸福度的主宰者。
相关文章：
什么是被动收入？被动收入有哪些类型？如何通过被动收入实现经济独立
巴菲特的投资建议：找到在睡觉时也能挣钱的方法，否则你将要劳累一生。尽快启动你的被动收入流
白手起家的百万富翁给大学毕业生的建议：尽快开始投资，利用复利的威力，为未来的富裕生活打下良好基础
If you've been searching for ways to increase your finances in addition to your salary lately, you might have come across the term, "passive income," and wondered what exactly that entails.
如果你最近一直在寻找工资之外的增加收入的方法，你可能会遇到这个词组——被动收入，并想知道被动收入具体是什么。
Sure, it sounds attractive, right? The very idea of being one's own boss and not needing to spend too much mental or physical energy doing work, while making unlimited money, is every professional's dream—especially if you hate your job.
当然，听起来很有吸引力，对吧？自己当老板，工作不需要花费太多的脑力和体力，同时还能挣到无限的金钱，这是每个职业人士的梦想——尤其是在你讨厌自己的工作的情况下。
However, before jumping into how you can earn passive income and what passive income ideas are available for you to explore, it's essential to define what is meant by the term "passive income" and exactly what effort is involved.
然而，在进入如何赚取被动收入以及有哪些被动收入的想法可供你探索之前，有必要先明确 "被动收入 "一词的含义，以及究竟需要付出哪些努力。
What Is Passive Income?
什么是被动收入？
Passive income occurs when you are making money from a venture, with minimal active involvement or ongoing effort on a daily basis. This affords many significant advantages, such as:
被动收入指的是，你每天只需要投入极少的主动参与或持续努力，就能从一项事业中赚钱。被动收入有很多优势，例如：
•Being able to have greater control over your time and energy
对自己的时间和精力有更多的掌控
•Enhanced wellbeing and mental healt
增强幸福感和精神健康
Time to focus on building other larger-scale business ventures or explore other career opportunities
有时间专注于建立其他更大规模的事业或探索其他职业机会
•Financial security and stability that leads to wealth-building for you and your family
财务安全和稳定能为你和你的家庭创造财富
•Risk diversification through having multiple income streams
通过拥有多种收入流让你的风险多样化
Passive income side hustles or business ventures typically tend to have the key characteristic of scalability, which means, with some research and using the right tools, you can dramatically increase your earnings without a proportionate increase in effort.
通常上，被动收入的副业或创业项目的关键特征是具有可扩展性，这意味着，通过一些研究和使用正确的工具，你可以大幅度地增加你的收入而不需要增加相应努力。
10+ Passive Income Ideas
10多个被动收入的点子
For ideas on what high-paying passive income side hustles might work for you, you could consider any of the following as falling into the "passive income" category:
哪些点子适合作为你的被动收入副业？你可以参考下列的“被动收入”目录：
Real estate investing 房地产投资
Buying dividend stocks 购买分红股票
Airbnb rentals and experiences Airbnb 租赁和体验
High-value item rentals高价值物品租赁
Writing and publishing a book写作和出版书籍
Blogging and vlogging写博客和发视频播客
Creating a course课程开发
Enabling ads on your YouTube channel and X account (formerly Twitter) if you meet their threshold requirements 如果你的社交媒体账号达到开通广告门槛，你就开通广告
Selling printables and digital art on platforms such as Etsy 在交易平台上销售印刷艺术和数码艺术
Stock photography 图库
Affiliate marketing 联盟营销
and loads more 其它更多
How To Create Passive Income In 2024
如何创造被动收入？
The problem is, many people have the ideas, but they are overwhelmed with them and don't know where to start.
问题是，很多人都有创造被动收入的点子，但是他们都只是在想却不知道从哪里开始。
For the purposes of this article, it would not be possible to go into detail about everything one needs to know to begin and launch their high-paying passive income streams, especially as the steps are obviously different for each venture, and can vary depending on your current circumstances, financial situation, and background.
本文的目的并不是、也不可能详细地介绍如何开始和启动高薪被动收入流所需了解的一切，特别是由于每个项目的步骤是明星不同的，而且可能因为你的当前情况、财务状况和背景而出现不一样。
However, there are a few essential, high-level steps you can take to build passive income that generates enough for you to even consider leaving your job:
然而，有一些必要的、高水平的步骤需要你在建立被动收入时采用，这些被动收入创造的收益甚至能让你考虑离开现在的工作。
1. Pick Your Idea
选定你的点子
First, you'll need to pick an idea. This might seem simple, but believe it or not, this is one of the most difficult phases for most professionals seeking to leverage their skills to build passive income, especially if you are multi-talented, as there is so much to choose from, as is evident from the list above.
首先你要选定一个点子。这看起来很简单，但不管你信不信，这个是大部分专业人士试图利用他们的技能创造被动收入的最困难阶段之一，特别是你有多种才能时，你有太多的选择，这一点从上面的清单就可以看出。
To simplify things, it's best to pick the idea that resonates with you the most, comes most naturally to you, and requires the least personal effort and financial expense, especially if you are short on cash and have little spare time.
为了简化事情，最好选择最能与你产生共鸣，对你最为自然的，并且你能用最少的个人努力和财务支出的点子，特别是在你缺少资金和空余时间不多的情况下。
2. Research
研究
Second, you'll need to research it to understand what you need to get your passive income side hustle venture set up. You'll want to know if you're required to gain any extra qualifications, licences, or complete any preliminary steps to set up.
第二，你需要对该点子进行研究，知道建立你的被动收入副业所需要的条件。你要知道你是否需要拿到额外的资格、证书，或者是否需要完成的任何前提步骤才能去做。
This phase is extremely critical to your success, as it can make or break the future of your passive income venture.
这一阶段对你的成功极为关键，它可能让你的被动收入事业得到实现或突破。
3. Choose The Right Model And Outsource For Passive Income
为你的被动收入选择正确的模式和外包服务
In tandem with your research, you should look into the most cost-effective software and means of making your idea truly passive, so that you don't need to be present from day to day involved in the operations. For example, if you decide to invest in property, you might opt for using a crowd-investing approach or use a property manager to handle the day-to-day, so you're removed from the daily operations.
在你进行研究的同时，你应该寻找最具成本效益的软件和方法，使你的想法成为真正的“被动的”，这样你就不需要每天都参与运营。例如，如果你决定投资房地产，你可以选择使用大众投资的方式，或者使用房地产经理来处理日常事务，这样你就可以从日常运营中抽身出来。
4. Set Up The Infrastructure
建立基础设施
Next, you'll need to set up the infrastructure. That means creating automations and an entire plan for how each step in the process would be carried out with the least involvement from you.
接下来，你将需要建立基础设施。这意味着创造自动化和一整套计划，目的是为了在你最少参与的情况下，产生被动收入过程中的每一步都能运作。
For example, for an online course, you might decide to create a highly-optimized landing page, which funnels your prospects into a free session leading to your course. You would also want to include automated emails for every type of scenario possible, so you're not losing any opportunities or any money.
例如一个在线课程，你可能会决定创建一个高度优化的登陆页面，将你的潜在客户导入一个免费课程，从而进入你的课程。您还可以为每一种可能的情况添加自动电子邮件，从而让你不会失去任何机会或金钱。
5. Reinvest For More Passive Income
为更多的被动收入而再投资
Last but not least, don't forget to diversify your passive income streams. While being able to have the option to work your full-time job (or not) is the goal, you should not rely on a sole source of passive income, because you are then left vulnerable to market changes and could potentially end up in a worse position than if you were to remain working in a 9-5.
最后并且很重要的一点，不要忘记让你的被动收入流多样化。虽然能够选择从事全职工作（或不从事全职工作）是你的目标，但你不应该依赖唯一的被动收入源，这样做的话，你就很容易受到市场变化的影响，最终可能会陷入比朝九晚五的工作更糟糕的境地。
As your side hustle (or full-time venture) kicks off, reinvest a portion of the funds into your next passive income idea.
随着你的副业（或全职投资）开始，把你的资金的一部分去再次投资到你下一个被动收入点子里。
Repeat this pattern each time your passive income idea, and you'll find yourself the master of your own career, personal finances, and wellbeing.
每次你有了被动收入的点子就重复这个模式，你将会发现你成了自己职业生涯、个人财务和幸福度的主宰者。
相关文章：
什么是被动收入？被动收入有哪些类型？如何通过被动收入实现经济独立
巴菲特的投资建议：找到在睡觉时也能挣钱的方法，否则你将要劳累一生。尽快启动你的被动收入流
白手起家的百万富翁给大学毕业生的建议：尽快开始投资，利用复利的威力，为未来的富裕生活打下良好基础